Protect What Matters Most

Products and Solutions

• Annuities

• Life Insurance

• Individual Disability Insurance

• Long-Term Care Insurance

• Cancer and Critical Illness Insurance

• Medicare Supplement Insurance

• Dental Insurance

• Final Expense Insurance

• Worksite Benefits

Retirement Planning

A sound retirement plan should take a holistic approach, looking at everything that can make or break your retirement, and it should always center on your goals. Core Retirement Planning Should Include:

• Social Security

• Retirement Income Planning

• Enrolling in Medicare

• Long-Term Care Planning

• Legacy Planning

These decisions need to be made sooner rather than later to avoid costly mistakes.

Protect what you have spent a lifetime saving for.

Income Protection

Income protection planning is essential for safeguarding your family's financial stability in the face of unexpected medical events. Our comprehensive income protection strategies are designed to provide peace of mind and lifestyle protection.

If you are depended on your ability to earn to provide for yourself for your family, income protection should be a priority not an afterthought.

A comprehensive income protection plan should include:

• Replacing income due to an unexpected medical event taking you from your job.

• Provide protecting for non-working care givers.

• Provide protection that you own and design. Your employers come and go, don't give them sole control over your ability to earn and provide for your family.

Protecting your income and ability to earn.

Life Insurance and Survivor Needs Planning

Life insurance planning transcends the mere selection of a term and a specific face amount; it involves a comprehensive approach to securing financial stability for your loved ones. Understanding your unique needs, goals, and circumstances is essential to crafting a tailored policy that provides adequate coverage.

Considerations such as debt payments, children's education, and future living expenses play a pivotal role in determining the right amount of insurance. Additionally, evaluating different policy types—such as whole life, term, or universal life—can significantly impact the long-term benefits and flexibility of your coverage.

By taking the time to thoroughly assess and plan your life insurance, you ensure that your family is safeguarded against unexpected financial burdens, allowing them to focus on healing and moving forward during difficult times. In essence, life insurance is not just a financial product; it is a crucial element of a well-rounded financial strategy.

Protect those you love most.

Our long-term care options and planning services empower families to prepare for future health needs, allowing for a smoother transition during challenging times. With our dedicated support, you can rest assured that your family's well-being is in good hands.

The ABC's of our long-term care planing includes:

• Asset Protection

• Removing the Burden from those you love most

• Control of Care - Giving you the options to decide where, who and how care is delivered.

Long Term Care Planning

Protect yourself and those you love.

Our Process:

Step 1

In our initial conversation, we will prioritize understanding you and your unique needs and goals. We encourage you to ask any questions that may arise during our discussion, ensuring that you feel fully informed and comfortable as we embark on this journey together.

Step 2

Once we have identified the initial solutions, it is important to maintain an ongoing dialogue. By keeping the conversation active, we can effectively monitor progress and make adjustments as needed. This collaborative approach ensures that we remain aligned with your objectives, ensuring that our solutions remain effective.

As we move forward, our focus will shift to exploring various options that align with your needs and preferences. We believe your input is invaluable in this process, and we will carefully consider your feedback to shape our recommendations.

Step 3