Long-Term Care:
Myths, Mistakes & Smart Moves

70%

of people over 65 will need some form of long-term care

73%

of long-term care claims are for home health care

3 yrs.

is the average length of time long-term care is needed

WHAT YOU'LL LEARN

The real cost of waiting

Why delaying your long-term care plan is one of the most expensive mistakes families make — and what to do instead.

Costly misconceptions

Debunking the most dangerous myths about Medicare, Medicaid, and family caregiving that leave people financially exposed.

Strategies that work

Practical, proven options — from insurance solutions to asset protection strategies — that fit real families and real budgets.

MYTH

"Medicare will cover my long-term care costs."

REALITY

Medicare covers only short-term skilled nursing. Most long-term care costs fall entirely on families.

MYTH

"I'll just transfer my assets to my kids to qualify for Medicaid."

REALITY

Look-back rules can disqualify you for years. Unplanned transfers often create bigger problems than they solve.

MYTH

"My family will take care of me — I don't need a plan."

REALITY

Family caregiving carries hidden emotional, financial, and career costs. A plan protects everyone involved.

COMMON MYTHS VS. THE TRUTH

Location:

W. Clarke Swanson Branch - Omaha Library

9101 W. Dodge Rd, Omaha, NE

⚠️ This event is designed for small groups. Only 20 seats available per session.

🗓️ Tuesday, May 19, 2026 (Registration Closed)

⏰ 4:30-5:30 pm

🗓️Thursday, May 21, 2026

⏰ 4:30 - 5:30 pm

Avalible workshops

WORKSHOP AGENDA

• Understanding the long-term care landscape — costs, options, and trends

• How long-term care expenses can erode retirement savings and family wealth

• Busting the top myths about Medicare, Medicaid, and government programs

• Asset protection strategies — what works, what doesn't, and what's changed

• Insurance solutions: traditional LTC, hybrid policies, and annuity-based options

• How to start the conversation with your family — and your advisor

• Live Q&A — bring your questions

Seats are limited — Register Today

This workshop is complimentary and open to anyone concerned about protecting their family, retirement, and legacy.

2 Dates/Times Available for May

About Melissa

As a Certified Long-Term Care Planning Specialist (CLTC) with 25 year of experience, I help clients protect their independence, assets, and loved ones through strategic planning.

My own family has faced the stress and uncertainty of an unexpected long-term care need. During that time, I saw first hand how overwhelming it can be without a plan.

That experience drives my mission: To educate, guide, and empower people to make confident decisions about their future care - long before they need it.

This workshop is designed to give you clarity, options and peace of mind. I can't wait to meet you and answer your questions in person.

Melissa Swan, CLTC®, DIA

Here is what our attendees are saying:

"I left this workshop knowing how to plan for long-term care and protect our savings"

- Debbie, Omaha, NE

"This workshop helped us design our long-term care plan to protect our savings and family" - Mike & Carol, Omaha, NE

Join other Omaha residents who have attended our educational events to gain clarity on their retirement and long-term care planning

This FREE event is designed to inform and get you answers!

Frequently asked questions

Is this a sales pitch?

No. This is a genuine educational workshop. You'll leave with real information about long-term care costs, coverage options, and planning strategies — whether you ever work with us or not. There is no pressure, no obligation, and no sales presentation. Just answers.

Can I bring my spouse or guest?

Absolutely — and we encourage it. Long-term care planning affects the whole family, and these conversations are much easier when everyone is on the same page. Just indicate on the registration form that you'll have a guest.

Who is this workshop designed for?

This event is ideal for anyone between the ages of 55 and 75 who wants to understand their long-term care options before they need them. It's also valuable for adult children who are helping aging parents think through their plans. You don't need to have any prior knowledge — everything is explained in plain language.

What should I bring?

Just yourself. No paperwork, no financial documents, nothing to prepare. You can bring questions — we save time at the end of every session specifically for Q&A.

How long is the workshop?

Each session runs one hour. We keep it focused and practical so your time is well spent.

Will my information be shared or sold?

Never. Your contact information is used only to confirm your registration and send reminders. We do not sell or share your data with third parties.

Save Your Seat for this in-person event:

Location:

W. Clarke Swanson Branch-Omaha Library

9101 W. Dodge Rd, Omaha, NE

☑️ FREE Event | ☑️ Nothing Sold

✅ Just Answers